I Can Enjoy my Vacation Knowing I am Insured

Maybe it is my mother’s voice in my head or perhaps my many travel experiences, but I have to cover any possible vacation emergency before I can relax.  When I was first married and insisted that we buy holiday insurance, even for short vacations, my husband used to tease me.  He said I was the voice of gloom and doom.  One year we had an accident with our rental car, our luggage was lost, and a flight cancelled due to weather.  The insurance covered everything.  That was the last time my spouse laughed.  In fact, he now buys the insurance himself.